No More Credit Cards

Are the credit card companies blitzing you like there's no tomorrow? Are you worried about someone possibly stealing a credit card offer out of your mailbox? Would you rather just be "left alone" by the banks? There is a way to avoid it all.

Similar to the National Do Not Call Registry (http://www.donot-call.gov/), you can now eliminate the credit card offers from clogging your mailbox.You can contact them through a service run by the three major credit bureaus at http://www.optout-prescreen.com/ or call 888-567-8688.

You will need to key in your social security nuber and your date of birth. This will give you the option of removing your name from all lists for five years or permanently from prescreened offers that are sold to credit card companies.

Another option is to contact the credit card companies directly. If you get an offer in the mail and don't want to hear from that bank again, pick the phone and ask to opt out of solicitations or look for their privacy notices sent out about once a year.